What Diet Plans Are Covered By Insurance

If you get insurance through your job you can also call your human resources department to check.

What diet plans are covered by insurance. Weight loss screening and counseling. Most health plans including all policies sold through your state s health insurance marketplace are now required to offer free screening for obesity as part of guaranteed access to free preventive care. One possibility is the diet drug industry s checkered past.

If your policy is an hmo or qpos though aetna must approve the surgery before it ll cover it. First look at the part titled exclusions to see if the particular type of weight loss program you are interested in is not covered. This medically supervised weight loss program is a liquid diet and supplement program that treats obesity.

Aetna covers many weight loss surgeries. It s better to know what your insurance company will pay for before you receive a service get tested or fill a prescription. Optifast is a liquid diet program medically supervised and includes healthy supplementation.

Some insurance companies cover the cost of optifast counseling sessions labs and other tests. Many aetna benefit plans specifically exclude coverage of weight reduction medications under the pharmacy benefit and or under the health benefits plan the medical necessity criteria set forth below do not apply to health plans that specifically exclude services and supplies for or related to treatment of obesity or for diet or weight control. Insurance companies rely on doctors to determine whether this therapy is a good plan of action for each individual child.

A few noteworthy examples. Because there are over 1200 different for profit insurance companies and each of them has multiple different plans the only way to tell if your particular plan covers weight loss treatment is to look at the policy. Many large group health insurance plans cover weight loss treatments and services too.

This means that it is available to a parent and covered by insurance only with a medical referral. There are counseling sessions and lab tests to support the program and increase its effectiveness. Platejoy in late february debuted a nutrition plan designed to prevent diabetes that is covered by five blue cross blue shield health insurance plans plus employers kroger dignity health and.